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Attention: All FHA homeowners, FHA streamline refinance guidelines are changing.

If you currently have an FHA loan, please read the following.

On September 18th 2009, HUD issued new guidelines for FHA streamline refinances. While I agree with the spirit of the new guidelines, the result will be that FHA streamline refinances without appraisals will be more costly. The new guideline will apply to all transaction with an FHA case number issued on or after 11/18/2009.

Why will the n… Continue

Earlier today the House signed a bill that will extend (and expand) the first-time homebuyer’s tax credit and introduce a similar credit for people who already own their home but need to move. President Obama is expected to sign the bill into law on Friday.

Here’s what the law does:
• Extends the $8,000 first-time homebuyer tax credit to May 1, 2010.
• Creates a new credit of up to $6,500 for existing homeowners who buy a new residence if they have lived in their current one for at least five o… Continue